All insurance can be complicated and health insurance is no different but at it's most basic it is simply risk vs. cost. Access to medical care is very real risk for expatriates and most finally understand this. However due to the numerous insurance companies and the hundreads of options they offer, choosing the right policy can be difficult. This is where a competent broker can be most useful to help determine which is the best option available.

Many factors can influence the price of your policy. Age and pre-existing conditions being the most buoyant of all. An independent consultant is especially worth their weight in a capacity to extract which provisions are essential, and which ones can be responsibly traded off against a lower monthly rate.

Through clear dialog and with a proper understanding of your personal situation and risk factors, we can establish a proposal that aims to strike the right balance between cost and level of cover.